Independent advice on retirement, capital and succession for private clients, pension funds and companies resident in Switzerland.
Most financial advice in Switzerland arrives in pieces. A bank allocates the portfolio. An insurer sells the cover. A fiduciary files the return. Each is competent inside its own frame, and none of them is accountable for the arithmetic that connects them.
Egalia Partners works in the opposite order. We begin with the whole balance sheet: first pillar, occupational pension, third pillar, free assets, property, business interests, and the tax position that binds them together. Only then do we look at any single instrument.
Two things follow from that order. The first is that a mandate can be priced explicitly, in francs, because we sell no product and receive no retrocession. The second is that our own work becomes measurable: every recommendation is expressed as a change in a figure the client can verify, and each year we show what the previous year of decisions cost or returned.
The behavioural component is not decoration. The largest single source of value a Swiss adviser can add is not selection but conduct, keeping a plan intact through a market that is testing it. That is why the BWP Compass sits at the front of the process rather than at the back of a brochure.
Annual value attributed to behavioural coaching, the single largest component of adviser value.
Swiss investors who report a positive effect of behavioural coaching on their results.
Estimated total net value added per year by a full advisory relationship.
Source: Vanguard Adviser’s Alpha, Vanguard Investment Advisory Research Center, and Client Connect 2026.
Retirement, capital and succession for individuals and families resident in Switzerland.
Plan design, benchmarking and investment strategy for Swiss occupational schemes.
The instruments behind the advice, published in full.
The SRRI measures how much of a final salary a Swiss household can realistically expect to replace from the first and second pillars combined. It is maintained as a living page rather than an annual report, and is revised whenever the underlying conversion rates, coordination deduction or cantonal tax scales change.
Replacement outcomes modelled across the full salary range, including above the LPP ceiling.
Cantonal tax treatment applied at drawdown, not at accumulation.
Early, ordinary and deferred retirement, at current conversion rates.
Egalia, Partners
Independent financial advice.
Rue du Rhône 14, 1204 Genève.
Switzerland.
Consultations are held in Geneva or remotely, by appointment.
This website is directed at persons resident in Switzerland. It is published for information only and does not constitute an offer, a solicitation or a personal recommendation in any jurisdiction where such publication would be contrary to local law.
Egalia Partners Sàrl, Geneva. Affiliated to a supervisory organisation under the AMLA and registered as a client adviser under LSFin. Registration numbers to be inserted before publication.
© 2026 Egalia Partners Sàrl. Demonstration page.